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Switch your cover with us between 08/03 and 30/06 to go into the draw to win your insurance paid for an entire year*

Switch your cover with us to go into the draw to win your insurance paid for an entire year*

Win your Health Insurance Premium for a Year! Terms & Conditions ("Conditions of Entry")

^{^$300.43 average savings based on 136,746 customers between 1 Jan 2018 - 23 December 2022}

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Compare Club Australia Pty Ltd (CCA) is a corporate authorised representative (AFS Representative number 001279036) of Alternative Media Pty Ltd (AFS License number 486326). Please see our FSG

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Our Private Health Insurance Partners

Schedule

• Promotion:
  Win your Health Insurance Premium for a Year!
• Promoter:
  Compare Club Australia Pty Ltd ABN 29 634 600 007, Level 7, 222 Pitt Street, Sydney NSW 2000, Australia
• Promotional Period:
  Start date: 08/03/23 at 09:00 am AEDT
  End date: 30/09/23 at 11:59 pm AEST
• Eligible entrants:
  Entry is only open to Australian residents who are 18 years and over.
• How to Enter:
  To enter the Promotion, the entrant must purchase a health insurance policy from Health Insurance Comparison and/or Compare Club between 08/03/23 at 09:00 am AEDT and 30/06/23 at 11:59pm AEST.  The policy must still be active/current as at 11.59pm AEST 30/09/23 in order for the entrant to be eligible to enter the prize draw.
  Entry will be automatically recorded on purchase.
• Entries permitted:
  Limit one (1) entry per health insurance policy purchased with Health Insurance Comparison and/or Compare Club in accordance with the entry instructions above.
• Total Prize Pool:
  Up to AUD $10,000.00
• Prize Description:
• The winner will have their health insurance policy (obtained from either Health Insurance Comparison or Compare Club) paid for by the Promoter for a period of 12 consecutive months (up to a maximum of $10,000). 
• Number of this prize: 1 (one)
• Value (per prize): Up to AUD$10,000
• Winning Method: Draw: computerised random selection - 02/10/23 at 02:30 pm AEDT
• Prize Conditions: 
  The Promoter will calculate the cost of the winner’s health insurance policy (from either Health Insurance Comparison or Compare Club) for 12 months to get the exact value of the prize to be awarded. For example, the winner’s health insurance policy is $7,000 a year. The winner will then receive AUD$7,000 from the Promoter.
  In the event the drawn winner’s existing health insurance policy is at more than $10,000, the Promoter will award the winner $10,000 in cash.
  The prize will be paid by direct deposit to an Australian bank account in the winner’s name. The winner must provide their Australian bank account details to the Promoter in order for the prize to be awarded.
• Winner notification: 
  The winner will be contacted by email within seven (7) days of the draw. The winner will be published at https://lp.compareclub.com.au/win1yearpromo/ and https://lp.healthinsurancecomparison.com.au/win1yearpromo/ by 09/10/23.
• Unclaimed Prizes: 
  Prize must be claimed by 03/12/23 at 02:30 pm AEDT. In the event of an unclaimed prize, the prize will be redrawn on 04/12/23 at 02:30 pm AEDT at Plexus, Level 4, 411 Collins Street, Melbourne VIC 3000. The winner of the redraw will be notified by email within seven (7) days of the redraw. The winner will be notified publicly (and their details published) at https://lp.compareclub.com.au/win1yearpromo/ and https://lp.healthinsurancecomparison.com.au/win1yearpromo/ by 11/12/23.
  

1. The entrant agrees and acknowledges that they have read these Conditions of Entry (and Schedule) and that entry into the Promotion is deemed to be acceptance of these Conditions of Entry (and Schedule). Any capitalised terms used in these Conditions of Entry have the meaning given in the Schedule, unless stated otherwise.

2. The Promotion commences on the Start Date and ends on the End Date ("Promotional Period"). Entries are deemed to be received at the time of receipt by the Promoter and not at the time of transmission or deposit by the entrant. Records of the Promoter and its agencies are final and conclusive as to the time of receipt.

3. Valid and eligible entries will be accepted during the Promotional Period.

4. Employees (and the immediate family members) of the Participating Venues, agencies/companies directly associated with the conduct of this Promotion, the Promoter, its distributors, suppliers, subsidiary companies/businesses and associated companies and agencies are not eligible to enter. "Immediate family member" means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or 1st cousin.

5. Draw:
5.1 The draw will take place at Plexus, Level 4, 411 Collins Street, Melbourne VIC 3000 at 02:30 pm AEDT on 02/10/23 using computerised random selection.
5.1.1 The first valid entry drawn will be the winner of the prize specified in the Schedule above.
5.2 The draw conductor may draw additional reserve entries in case an invalid entry or entrant is drawn.
5.3 If a draw is scheduled on the weekend or a public holiday, the draw will be conducted at the same time and location on the following business day. The Promoter will ensure each draw is open for public scrutiny and anyone may witness the draw on request. The winner of a drawn prize is determined by chance.

6. All reasonable attempts will be made to contact the winner.

7. If the winner chooses not to take their prize (or is unable to), or does not take or claim a prize by the time specified by the Promoter, or is unavailable, they forfeit the prize and the Promoter is not obliged to substitute the prize.

8. Where entry is allowed by purchase or subscription, the cost of the product or service is no greater than the cost would be without the opportunity to participate in the Promotion.

9. No part of a prize is exchangeable, redeemable for any other prize or transferable, unless otherwise specified in writing by the Promoter.

10. If a prize (or portion of a prize) is unavailable the Promoter reserves the right to substitute the prize (or that portion of the prize) to a prize of equal or greater value and/or specification, subject to any written directions of a regulatory authority.

11. No entry fee is charged by the Promoter to enter the Promotion.

12. The prize will be awarded to the person named in the entry and any entry that is made on behalf of an entrant or by a third party will be invalid. If there is a dispute as to the identity of an entrant or winner, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant or winner.

13. Entrants' personal information will be collected by the Promoter. Personal information will be stored on the Promoter's database. The Promoter may use this information for future marketing purposes regarding its products, including contacting the entrant electronically. The Promoter is bound by the Australian Privacy Principles in accordance with the Privacy Act 1988 (Cth) and its privacy policy which is located at compareclub.com.au/privacy-policy/. The Promoter's privacy policy contains information about how the entrant may access, update and seek correction of the personal information the Promoter holds about them and how the entrant may complain about any potential breach by the Promoter of the Australian Privacy Principles or any other Australian privacy laws and how such complaints will be dealt with. The Promoter collects personal information about entrants to enable them to participate in this Promotion and may disclose the entrants' personal information to third parties including its contractors and agents, prize suppliers and service providers to assist in conducting this Promotion and to the State and Territory lottery departments as required under the relevant lottery legislation. If the entrant does not provide their personal information as requested, they may be ineligible to enter or claim a prize in the Promotion. The Promoter may transfer entrants' personal information to countries specified in the Promoter’s privacy policy.

14. For the purposes of public statements and advertisements, the Promoter may only publish the winner's surname, initial and State/Territory or postcode of residence.

15. It is a condition of accepting the prize that the winner may be required to sign a legal release as determined by the Promoter in its absolute discretion, prior to receiving the prize.

16. If a prize is provided to the Promoter by a third party, the prize is subject to the terms and conditions of the third-party prize supplier and the provision of the prize is the sole responsibility of the third party and not the Promoter. The terms and conditions which apply to the prize at the time it is issued to the winner will prevail over these Conditions of Entry, to the extent of any inconsistency. The Promoter accepts no responsibility or liability for any delay or failure by the third party to deliver the prize, any delay or failure relating to the prize itself or failure by the third party to meet any of its obligations in these Conditions of Entry or otherwise.

17. Any guarantee or warranty given is in addition to any relevant statutory guarantees and warranties and nothing in these Conditions of Entry restricts, excludes or modifies or purports to restrict, exclude or modify any statutory consumer rights under any applicable law including the Competition and Consumer Act 2010 (Cth).

18. If for any reason any aspect of this Promotion is not capable of running as planned, including by reason of computer virus, communications network failure, bugs, tampering, unauthorised intervention, fraud, technical failure or any cause beyond the control of the Promoter, the Promoter may in its sole discretion cancel, terminate, modify or suspend the Promotion and invalidate any affected entries, or suspend or modify a prize, subject to State or Territory regulation.

19. The Promoter reserves the right, at any time, to validate and check the authenticity of entries and entrant's details (including an entrant's identity, age and place of residence). In the event that a winner cannot provide suitable proof as required by the Promoter to validate their entry, the winner will forfeit the prize in whole and no substitute will be offered. Incomplete, indecipherable, inaudible, incorrect and illegible entries, as applicable, will at the Promoter's discretion be deemed invalid and not eligible to win. Entries containing offensive or defamatory comments, or which breach any law or infringe any third party rights, including intellectual property rights, are not eligible to win. The use of any automated entry software or any other mechanical or electronic means that allows an individual to automatically enter repeatedly is prohibited and may render all entries submitted by that individual invalid.

20. The Promoter reserves the right to disqualify entries in the event of non-compliance with these Conditions of Entry. In the event that there is a dispute concerning the conduct of the Promotion, the decision of the Promoter is final and binding on each entrant and no correspondence will be entered into.

21. The Promoter and its associated agencies and companies will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense, damage, personal injury or death which is suffered or sustained (whether or not arising from any person's negligence or wilful misconduct) in connection with this Promotion or accepting or using any prize (or recommendation), except for any liability which cannot be excluded by law (in which case that liability is limited to the minimum allowable by law).

22. The entrant will participate in and co-operate as required with all reasonable marketing and editorial activities relating to the Promotion, including (but not limited to) being recorded, photographed, filmed or interviewed and acknowledges that the Promoter may use any such marketing and editorial material without further reference or compensation to them.

23. Unless otherwise specified, a prize is a single event for the winner (and where relevant their guests) and cannot be separated into separate events or components.

24. The Promoter accepts no responsibility for any tax implications and the entrant must seek their own independent financial advice in regards to the tax implications relating to the prize or acceptance of the prize.

25. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of these rights.

26. Authorised under: ACT Permit No. TP/00409 and SA Permit No. T23/301..

Switch for the chance to Win your Health Insurance premium for a year!

WINNER!

N. Cambridge (2258)