It’s official - switching health funds can be the ultimate money hack! According to research conducted by YouGov, nearly three-quarters of Australians who swapped their private health insurance in the last year saved money. 

Average savings clocked in at a whopping $1,151.* And families? They saved even more - up to $1,589* on average - while singles shaved off a tidy $555 off their premiums.*

Some policyholders had been sitting on the same health cover for an average of seven years. Shockingly, around 25% of Aussies have been on the same plan for over a decade.*

.   .   .

Get Started Now:

Step 1: Select your state below.
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.   

Why aren’t more people switching?

Research found those using a comparison service saved more

Here’s where the magic happens: people who used a comparison service to switch saved an average of $1,296, compared to $1,029 for those who didn’t.*

That’s $267* more in your pocket, just for getting expert help to sort through the options. Whether it’s paying for groceries, rent, or even a much-needed holiday, those savings can make a real difference.

Want to join the savvy savers? Here’s how:

1. Review your policy regularly

   Life changes, and so do your health needs. Make sure you’re not paying for extras you’ll never use, or missing out on getting rebates for care you actually need.

2. Consider a higher excess

   If you’re not expecting to need hospital care soon, choosing a higher excess could lower your premiums.

3. Shop around for special offers

   Some health funds offer special perks like free weeks or waived waiting periods. Just make sure the policy you sign up for fits your needs.

4. Extras policies vary widely.

   Flexible options with combined annual limits might give you the most bang for your buck, so read the fine print - or ask us:
   

Switch without the stress of waiting periods

Why? We don’t need to tell you that life gets busy. Who has time to wade through a sea of health insurance policies? But with the rising cost of living, ignoring your health cover price hike could mean you’re leaving cash on the table. 

That’s one reason many Australians opt for a comparison service like Health Insurance Comparison - but it’s not the only reason.

Switching to equivalent or lower cover? Any hospital benefit waiting periods you’ve already served transfer to your new policy. No need to start over.

Compare and save today

With premiums rising and living costs stretching budgets paper thin, there’s never been a better time to compare your health cover. You could save hundreds -  or even thousands - this year. 

Because let’s be honest, wouldn’t you rather spend that money on something you actually enjoy? 

Switch smarter. Save more.

Liam T.

Last Updated on 20 April 2025