The Price Of Loyalty: Australians Are Losing Hundreds By Staying Loyal To Health Insurers

Feel like you’re paying too much for your cover? If you’ve been paying more every year without being offered any extra value, there’s a good chance you could be. While it’s no secret that the price of health insurance is up around the country, there’s great value to be found if you know where to look.

Here’s How You Do It:

Step 1: Select your current life stage below.
Step 2: Once you select your preferred coverage options, you will have the opportunity to compare quotes from multiple health funds.
 

Get Started Now:

Step 1: Select your state below.
Step 2: After answering a few questions, you will have the opportunity to compare quotes in your area and could be eligible for significant savings.

$300.43 average savings based on 136,746 customers between 1 Jan 2018 - 23 December 2022

** Premium based on Bronze Hospital Plus + Low Extras from HCF with $750 excess for a single individual in NSW. Price correct as of 17 October 2023.

By Sarah M

Last updated on 27 October 2023

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Despite rising costs, too many people stay with the same fund and keep cover that’s inappropriate for their needs. This often happens because they aren’t aware that switching to better value cover can be quick, simple and done without any penalties. 

That’s why our service is putting people before policies. We listen to how you use your current cover, and ask what you would like to change. Whether that’s higher benefits, more personalised cover or simply cheaper premiums, we get to work to find a policy that meets your needs. 

Paying too much? 

Australia: We saved our customers $300* on average on their annual premium! Select your health fund and see how much you could save! 

BUPAMedibankNIBHCF

*Average savings based off 136,746 between 1 Jan 2018 - 23 December 2022

Australian UnityCurrently don't have a fundOther ProviderHBFGMHBADefence Health

When you compare with us, we’ll identify the areas where you could be overpaying and where you could improve your rebates. Finding better value health insurance is equally about not paying for irrelevant cover, and getting more back when you use the cover you need. 

For example, most people take out top hospital cover and simply accept that they’ll pay for pregnancy and IVF as a part of the policy. But some funds offer specific top hospital policies for people who aren’t planning to have children, and these are a quick, cost-cutting win for savvy shoppers.

Extras cover is another area where you can save, here by moving to a policy that has bigger rebates for the services you use. This can come in the form of a higher yearly limit, or your insurer paying a greater benefit for each individual visit.

We know how difficult it can be to make sense of the huge range of health insurance policies that are available. That’s why an important part of our service is our commitment to making your health cover savings quick, simple and effective.

With the help of the advisers at HealthInsuranceComparison.com.au it’s never been easier to understand what you’re paying for and why. You can compare your current level of cover to similar policies and see exactly what you could be saving, all at no cost to you. 

Click through now to start getting value from your cover. Hurry! Your health cover savings are just minutes away. 

Australia: We saved our average customer $300* on their average annual premium.
Policies start from just $3.40** per day! 

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*Average savings based on 136,746 customers between 1 Jan 2018 - 23 December 2022

© Copyright Health Insurance Comparison 2013-2022. All rights reserved. HealthInsuranceComparison.com.au is an on-line health insurance comparison service. We provide you access to our expert staff to assist in selecting the most appropriate health insurance policy from our panel of health funds. Why not give us a call on 1300 163 402 to see if you have the most appropriate policy for your needs.